ABSA Credit card application – Options and Details

31st July 2018

If you’re getting a credit card, it helps to know it’s coming from a reputable source. Look no further than an ABSA Credit Card.

Absa Bank Limited is part of the Barclays Africa Group. They offer a host of wealth management products and services as well as investment banking in South Africa and Namibia.

You can Use your ABSA Credit Card Worldwide

With their purpose being to act ethically, an ABSA Credit Card can open the door to everyday purchases, and to also build a strong credit history. furthermore, the beauty of a credit card from ABSA is that you can use it worldwide.

ABSA offers British Airways, Avios and Virgin Money credit cards as well. The cards reward you when used to pay for purchases or to book flights – local or international.

There is also the Absa Student Credit Card which helps students build their banking profile. If you are a registered full-time student and you get an allowance of at least R800, this card will suit you.

ABSA Credit Card – Gold or Platinum?

ABSA Credit card

Not everyone, however, can just apply for Gold or Platinum card – there are certain criteria which need to be met to own one of these cards.

Affinity Credit Card – a MasterCard

  • A card for those who earn R4 000 a month and are 18 years or older
  • You need a valid South African ID book, proof of residence and the three latest pay slip bank statements

 

The benefits of the card are –

  • Worldwide acceptance
  • Cash withdrawals
  • Up to 57 days interest-free on qualifying purchases
  • Budget facilities for purchases over R300

ABSA Credit Card options continued

Silver Card

  • You must earn between R2 000 and R4 000 per month and be older than 18 years
  • Worldwide acceptance
  • Free lost card protection, automatic basic travel insurance
  • Fixed monthly payments
  • Up to 57 days interest-free
  • You must have valid S.A. ID book, proof of residence and the three latest pay slip bank statements

 

Gold Card

  • For those who earn between R4 000 and R25 000 a month and older than 18
  • Worldwide acceptance
  • Bidvest Airport Lounge at preferential rates
  • Automatic primary travel insurance
  • Secondary cards are free
  • Personalised interest rates
  • You must have valid S.A. ID book, proof of residence and the three latest pay slip bank statements

 

Platinum Card

  • For those who earn R25 000 a month or more and must be 18 years of age
  • MasterCard and Visa exclusive offers
  • Dedicated 24/7 line
  • Up to 57 days interest-free on purchases
  • Bidvest Airport Lounge access
  • 90-day theft and accidental damage insurance
  • Up to 12 months retailer warranty extension on Visa cards
  • You must have valid S.A. ID book, proof of residence and the three latest pay slip bank statements

If you’re interested in any one of these credit cards you can always have an ABSA consultant to advise you on which card meets your needs.

Call them on 0861 462 273 or 0861 114 411. Alternatively, email them at contactcard@absa.co.za to get one of these cards and avoid carrying cash with you that may well end up being stolen.

All info was correct at time of publishing