Privacy Policy

The Health Spas Guide Pty Ltd (“Health Spas Guide”) operates creditcardapply.co.za and may operate other websites. It is Health Spas Guide’s policy to respect your privacy regarding any information we may collect while operating our websites.

Website Visitors
Like most website operators, Health Spas Guide collects non-personally-identifying information of the sort that web browsers and servers typically make available, such as the browser type, language preference, referring site, and the date and time of each visitor request. Health Spas Guide’s purpose in collecting non-personally identifying information is to better understand how Health Spas Guide’s visitors use its website. From time to time, Health Spas Guide may release non-personally-identifying information in the aggregate, e.g., by publishing a report on trends in the usage of its website.

Health Spas Guide also collects potentially personally-identifying information like Internet Protocol (IP) addresses for logged in users and for users leaving comments on creditcardapply.co.za blogs/sites. Health Spas Guide only discloses logged in user and commenter IP addresses under the same circumstances that it uses and discloses personally-identifying information as described below, except that commenter IP addresses and email addresses are visible and disclosed to the administrators of the blog/site where the comment was left.

Gathering of Personally-Identifying Information
Certain visitors to Health Spas Guide’s websites choose to interact with Health Spas Guide in ways that require Health Spas Guide to gather personally-identifying information. The amount and type of information that Health Spas Guide gathers depends on the nature of the interaction. For example, we ask visitors who sign up at creditcardapply.co.za to provide a username and email address. Those who engage in transactions with Health Spas Guide are asked to provide additional information, including as necessary the personal and financial information required to process those transactions. In each case, Health Spas Guide collects such information only insofar as is necessary or appropriate to fulfill the purpose of the visitor’s interaction with Health Spas Guide. Health Spas Guide does not disclose personally-identifying information other than as described below. And visitors can always refuse to supply personally-identifying information, with the caveat that it may prevent them from engaging in certain website-related activities.

Aggregated Statistics
Health Spas Guide may collect statistics about the behavior of visitors to its websites. Health Spas Guide may display this information publicly or provide it to others. However, Health Spas Guide does not disclose personally-identifying information other than as described below.

Protection of Certain Personally-Identifying Information
Health Spas Guide discloses potentially personally-identifying and personally-identifying information only to those of its employees, contractors and affiliated organizations that (i) need to know that information in order to process it on Health Spas Guide’s behalf or to provide services available at Health Spas Guide’s websites, and (ii) that have agreed not to disclose it to others. Some of those employees, contractors and affiliated organizations may be located outside of your home country; by using Health Spas Guide’s websites, you consent to the transfer of such information to them. Health Spas Guide will not rent or sell potentially personally-identifying and personally-identifying information to anyone. Other than to its employees, contractors and affiliated organizations, as described above, Health Spas Guide discloses potentially personally-identifying and personally-identifying information only in response to a subpoena, court order or other governmental request, or when Health Spas Guide believes in good faith that disclosure is reasonably necessary to protect the property or rights of Health Spas Guide, third parties or the public at large. If you are a registered user of an Health Spas Guide website and have supplied your email address, Health Spas Guide may occasionally send you an email to tell you about new features, solicit your feedback, or just keep you up to date with what’s going on with Health Spas Guide and our products. If you send us a request (for example via email or via one of our feedback mechanisms), we reserve the right to publish it in order to help us clarify or respond to your request or to help us support other users. Health Spas Guide takes all measures reasonably necessary to protect against the unauthorized access, use, alteration or destruction of potentially personally-identifying and personally-identifying information.

Cookies
A cookie is a string of information that a website stores on a visitor’s computer, and that the visitor’s browser provides to the website each time the visitor returns. Health Spas Guide uses cookies to help Health Spas Guide identify and track visitors, their usage of Health Spas Guide website, and their website access preferences. Health Spas Guide visitors who do not wish to have cookies placed on their computers should set their browsers to refuse cookies before using Health Spas Guide’s websites, with the drawback that certain features of Health Spas Guide’s websites may not function properly without the aid of cookies.

Business Transfers
If Health Spas Guide, or substantially all of its assets, were acquired, or in the unlikely event that Health Spas Guide goes out of business or enters bankruptcy, user information would be one of the assets that is transferred or acquired by a third party. You acknowledge that such transfers may occur, and that any acquirer of Health Spas Guide may continue to use your personal information as set forth in this policy.

Ads
Ads appearing on any of our websites may be delivered to users by advertising partners, who may set cookies. These cookies allow the ad server to recognize your computer each time they send you an online advertisement to compile information about you or others who use your computer. This information allows ad networks to, among other things, deliver targeted advertisements that they believe will be of most interest to you. This Privacy Policy covers the use of cookies by Health Spas Guide and does not cover the use of cookies by any advertisers.

Privacy Policy Changes
Although most changes are likely to be minor, Health Spas Guide may change its Privacy Policy from time to time, and in Health Spas Guide’s sole discretion. Health Spas Guide encourages visitors to frequently check this page for any changes to its Privacy Policy. If you have a creditcardapply.co.za account, you might also receive an alert informing you of these changes. Your continued use of this site after any change in this Privacy Policy will constitute your acceptance of such change.