Barclaycard Credit Cards

24th August 2017

What are Barclaycard credit cards?

  • What you see is what you get
  • No unnecessary bells and whistles
  • Long-established credit card
  • All the perks of a credit card a client would expect
  • Two-tier credit cards from which to choose

Barclaycard credit cards have been issued to South African consumers for more than 40 years.

These credit cards have been dubbed as owning a “passport to an international playground”.

Benefits offered by Barclaycard are numerous, but unlike many of its rivals, a Barclaycard does not lock its clients into additional and expensive offerings such as rewards programmes.

The credit cards do, however, offer all the basics expected by cardholders, including purchase protection, travel insurance Barclaycardand free access to airport lounges.

There are two Barclaycard credit card offerings. These include:

Barclays Classic Card

  • Interest-free credit on all point-of-sale, online and cross-border purchases for up to 57 days
  • Free Purchase Protection
  • Budget facilities for big-item tickets from six to 48 months
  • ATM access for withdrawals, deposits, balance enquiries and mini-statements
  • Free SMS alerts to assist with account management
  • Secondary credit cards for person nominated by primary cardholder
  • Lost card protection
  • Free travel insurance
  • Emergency cash assistance

Classic Barclaycard fees

  • Point of Sale transactions cost 14.15%
  • Cash and Fuel purchases cost 17.25%
  • Budget accounts cost 13.65%
  • Credit Balance interest rate of 0.20%

Barclays Prime Credit Card

This is the top-tier credit card from Barclays that offers its clients additional benefits such as:

  • Access to airport lounges when airfares are paid using the credit card
  • Comprehensive travel insurance for the whole family
  • Visa privileges

Also included in the Prime credit card are these benefits:

  • Interest-free credit on all point-of-sale, online and cross-border purchases for up to 57 days
  • Free Purchase Protection
  • Budget facilities for big-item tickets from six to 48 months
  • ATM access for withdrawals, deposits, balance enquiries and mini-statements
  • Free SMS alerts to assist with account management
  • Secondary credit cards for person nominated by primary cardholder
  • Lost card protection
  • Emergency cash assistance

Prime credit card costs

  • Point of Sale transactions cost 12.65%
  • Cash and Fuel purchases cost 17.25%
  • Budget accounts cost 12.15%
  • Credit Balance interest rate of 0.75%

All info was correct at time of publishing