Blue Bean – Offering You The Best Credit Card Information

Blue Bean is the Standard Bank credit card brand for the South African market. The credit card designs the credit card to suit the client’s lifestyle. That enables them to enjoy their lifestyle more by providing hassle free banking products and features and granting them helpful credit card information.



Get Credit Card Information from Blue Bean

The Blue Bean credit card offers the following features:

  1. Contactless banking at any MastercardPayPass or PayWave POS for amounts up to R200.
  2. Chip and PIN security features
  3. Secured Online Shopping
  4. Self – service banking
  5. Electronic statements received via email
  6. Credit Limit increase options
  7. Budget Facility which allows the client to spread their purchase payment period from 6-60 months.
  8. Also, automatic Travel Insurance that covers emergency medical services, personal accident or roadside assistance in any foreign country when the travel tickets have been bought and paid for in South Africa. The Blue Bean Credit Card can also be used to transact in foreign countries upon prior notification to the bank.
  9. Credit Card Protection Plan which pays off amounts of up to R120 000 in the event of the account holders death, incapacitating accidental injury or disability or of being retrenched. This cover is optional and costs R1 000 monthly.
  10. Lost Card Protection which protects the card from fraud in instances where it is stolen or lost. Standard Bank does not cover PIN elective withdrawals and transactions as they advise such clients to keep their PIN a secret at all times.
  11. Easy Credit Card Payment options which include payment by Debit Order or loading the card as a beneficiary on another account.
  12. Automatic Bill Payments where bill payment the bank deducts the payment each month without the client having to visit the bank.
  13. Also, fast and Easy Electronic inter-account transfers.

credit card information

More Information About Blue Bean and Credit Card Information:

Standard Bank has simplified the application process for the Blue Bean Credit Card and cut out stringent requirements. The applicant has to be a South African national and between the ages of 18 and 65 years. Therefore, they have to produce their national identity card and fill out an application form.

The Blue Bean Credit Card has one limit which means that there are no hassles in calculating credit limits for either straight or budget payment facilities. The client only chooses to spread their limit over the time they wish to use it. They have the power to control their financial freedom by spending only what is available on their credit limit. Also, clients do have the option to apply for additional credit which can be done in two ways.

Firstly the account holder can utilise their current credit facility and maintain a clean credit record for at least six months, after which they can apply for an increase. Therefore, the increase is subject to background checks of the previous credit record on the Blue Bean Credit Card. In the second option, a client may apply for a temporary goal oriented increase. This increase is meant to facilitate a purchase or a string of purchases over a certain agreed on period.

All info was correct at time of publishing