See if you qualify for a credit card from Standard Bank

To qualify for a credit card from Standard Bank consumers must earn a minimum of R5000 a month and be at least 18 years of age.

Some of the main features of a credit card from Standard Bank

Pay the full amount on time each month and get 55 days no interest credit. Plus aR100 000 limit and an option to raise the ceiling after six months.

All your online shopping passwords are 3D Secure. And, you can manage your account with MasterPass®, Tap to Pay™, Internet Banking, SnapScan® or Mobile App.

The benefits of a credit card from Standard Bank

Credit card from Standard Bank

All credit cards are linked to the users’ internet banking profile and offer free cell phone, telephone and internet banking. You get free notifications (MyUpdates) each time withdrawals or deposits are made on the account

Cash withdrawals are available at ATMs displaying Maestro, Cirrus or MasterCard® signs. Use your credit card worldwide, simply inform the bank when travelling overseas. Talking about travel, you get free travel cover if tickets are purchased with a credit card. Finally, manage your accounts with (APO).

Standard Bank offers three different types of credit cards dependent on monthly income

Qualification requirements for the various cards –

Gold Card


Titanium Card

  •  Minimum monthly income of R25000
  • Applicants must be 18 years of age or older
  • Applicants who earn more than R5 000 a month with both three-year undergraduate and post graduate degrees


Platinum Card

  •  Minimum monthly income of R58000
  • Applicants must be 18 years of age or older


Additional Benefits that apply to a credit card from Standard Bank

  • Expert financial advice
  • Access to Platinum Customer Care-Line 24/7
  • Approval is subject to credit checks and FICA requirements.


Required documents

  • ID book
  • Proof of income
  • Proof of residence


How to Apply

  • Online
  •  Telephone: 0861 201 000
  •  Visit Standard Bank branch
  • Standard Bank will contact you within five business hours if you apply for a credit card online.


UCount Rewards

This programme rewards Standard Bank customers who buy using their credit cards or cheque cards.

Collect points

  • Buy goods at any Checkers, Checkers Hyper, Pick ‘n Pay, Woolworths, Spar, Makro, Fruit & Veg City or Food Lovers Market will earn up to 20% in rewards points
  • Everyday purchases, no matter what store, earn up to 1.25% in rewards points
  • Earn up to R2 back per litre of fuel from Caltex garages


*Terms and conditions apply. See UCount website for full details.

All info was correct at time of publishing