You are on the path to new discoveries with a Discovery Credit card

Discovery is an insurance company that encourage a healthy lifestyle. Now, with the introduction of their Discovery Credit card range, they encourage a wealthy way of life.

Their goal is to help you make healthier choices that will benefit you and your family for years to come.

One of the many ways they do this is to provide credit facilities.

There are two Discovery credit card account options:

  • Discovery Gold card
  • Discovery Platinum Card.

Each card has its set of terms, conditions and benefits.

The Gold Card Account

  • To qualify you need to earn an income of R7000 per month
  • Monthly fees include R37 for bank charges and R12 for credit rates
  • There is an extra R25 if you link all your cards to the credit account


Discovery Credit card

Terms included in the Gold Card:

  1. You get a period of more than 54 days, where you pay no interest for the credit you have used
  2. Pay your travel expenses with your Gold Card and get added coverage to roam around in another country
  3. Get regular electronic credit reports every month
  4. Receive corresponding alerts on your mobile for transactions more than R100. This warning will include the total of the purchase and the time. If it was not your purchase, you could immediately notify them
  5. The Gold Card is sent to your front door at no extra cost
  6. You can also make use of their secure, accessible online facilities
  7. An added option allows you to alter your card’s safety code, in case you forget

The Platinum Card Account

  • To apply you need to earn a salary of R30 000 per month
  • The monthly rates are R60 for bank charges and R15 for credit costs
  • For an additional R25 you can link all your cards to the credit account


As a member with a Platinum account, you receive all the Gold Card services plus a few more.

A Platinum Card entitles you to exclusive deals including:

  1. Unlimited access to Discovery’s assistance, in any transaction you make or service you may require
  2. Visa also gives your purchases their backing, by automatically adding an extended 24-month guarantee to that of the company or store from the date of purchase
  3. By paying with your Platinum card you are insured against any loss or unintentional harm to the product you bought, for a short period.


All info was correct at time of publishing