Discover the convenience of Discovery Credit Cards

18th November 2016

As an insurance company, Discovery covers millions of clients – small, medium and corporations as well as individual customers. Discovery Credit Cards are exciting and offer customers discounts, rewards, benefits and cash back.

To qualify for one of their cards you have to be a Discovery Health or Discovery Life member with the Vitality option. You also need to be a South African citizen and be 18 years of age or older.

Discover Financial freedom with Discovery Credit Cards

If you’re a Discovery credit card holder, you’ll enjoy some of the following benefits –

  • Discovery credit cardsInterest rates for debit and credit are competitive
  • 55 days of interest-free credit
  • Vitality cash back benefits
  • Discovery Miles –  earn miles for each amount you spend. You can then use them to pay for travel or other luxuries
  • Free travel insurance for travelling abroad when you pay with your Discovery Card
  • For each transaction you make over R100 on your credit card, you get an SMS with details. This facility is useful in case you never made the purchase you can immediately report fraudulent activity
  • Access monthly email statements to see exactly how much you’re spending
  • Apply for your Discovery Credit card online and have it delivered to your door
  • Enjoy privileges and benefits with your card
  • Sort out your PIN online
  • Shop at Pick n Pay with the smart shopper card and gain smart shopper points which get multiplied according to your Vitality status. 

What is the Vitality Benefit?

Discovery has a wellness programme known as Vitality which provides information on how to live a healthier life.

Earn Vitality points and build up your Vitality status as your health increases. Work on your Vitality status as the higher your status, the better your rewards.

Compare Credit Cards and Match one to Your Lifestyle

To find the Discovery credit card that suits your style, read credit card reviews for unbiased opinions of each card.

You’ll be able to compare Discovery’s different credit cards side by side, their rates, fees, features and benefits. Choose one that works with your budget.

There are quite a few credit card comparison sites that provide reviews on credit cards and which provide a rating for the particular credit card.

Apply online for your DiscoveryCard – no need to call in at the Discovery offices. You can also phone them. They offer the option where you can SMS your details and then an agent will call you back.

Yes or No – You Hope its Yes!

After you have applied for any one of the Discovery Credit cards, the eligibility process starts. The credit department then decides whether you are eligible for a card based on your credit history as well as your salary.  You’ll need to submit documents to verify your income.

Sign and then Start Spending responsibly!

Once approved, the excitement begins. Your Discovery card will be couriered to you.

All info was correct at time of publishing