Woolworths Credit Card
Woolworths offers credit cards linked to their WRewards programme, offering vouchers and other rewards. The Woolies credit card offers the following features:
- 15% discount on selected WRewards items
- Accepted worldwide (at 29 million merchants)
- Can be used to withdraw cash at any Visa ATM
- Up to 8 free additional cards (all contributing to WRewards vouchers)
- Free basic travel insurance (if under 75) when buying an international ticket on your card
- Balance Protection on the Woolies credit card
- Pays outstanding balance on the card (if not in arrears) in the event of cardholders’ death or disability or critical illness diagnosis
- Pays instalments for up to 12 months if the cardholder is retrenched (starting from the day of retrenchment)
- Electronic statements received monthly
- Ability to pay for fuel – get 1% back in WRewards vouchers and no transaction fees as well as 55 days interest-free.
- Access to the budget facility – choose your repayment period for large purchases over R300 from 6 to 60 months
- Lost Card Protection – covering you against fraud on your card (if notified within 24 hours of your card being stolen or lost)
To qualify for a Woolworths Credit card, you must:
- Be at least 18 years old
- Have a valid SA ID & proof of residence
Woolworths offers three credit cards, which each offer the following card-specific features:
Black Woolies Credit Card
(earn at least R41,666 per month)
- Up to 3% back in WRewards vouchers on all Woolworths purchases
- 1% back on all spend outside of Woolworths (excluding EFTs)
- Free Taste magazines
- Also, free coffee or tea at Woolworth’s coffee bars twice a month
- Free online delivery when shopping at Woolworths.co.za
- Insurance against theft and some accidental damage (90 days after the date of purchase)
- Exclusive Black Credit card contact centre
- Extended warranty – covered for double the manufacturer’s warranty (up to 24 months) if your purchase is stolen, damaged or needs repairs
- Medical and Legal assistance when travelling for up to 90 days
- Free medical services include provider referrals, telephonic advice and monitoring of a medical condition
- Chargeable medical services include delivery of medical equipment or medicines, provision of a doctor and guarantee of hospital admission as well as the arrangement of
- medical evacuation or transportation of remains
- transportation to join a cardholder
- return of children
- Other free travel services include information on inoculations and visas as well as referrals for legal assistance or an interpreter
Woolworths Gold Credit Card
(earn at least R3000 per month)
- Up to 2% back in WRewards vouchers on all Woolworths purchases
- 75% back on all spend outside of Woolworths (excluding EFTs)
- Medical and Legal assistance for cardholder and family when travelling for up to 90 days
- Free medical services include provider referrals, telephonic advice and monitoring of a medical condition
- Chargeable medical services include delivery of medical equipment or medicines, provision of a doctor and guarantee of hospital admission as well as the arrangement of:
- medical evacuation or transportation of remains
- transportation to join a cardholder
- return of children
- Other free travel services include information on inoculations and visas as well as referrals for legal assistance or an interpreter
Woolworths Silver Credit Card
(only available to existing customers)
- Up to 1% back in WRewards vouchers on all Woolworths purchases
- 5% back on all spend outside of Woolworths (excluding EFTs)
All info was correct at time of publishing