Woolworths Credit Card

7th May 2018

Woolworths offers credit cards linked to their WRewards programme, offering vouchers and other rewards. The Woolies credit card offers the following features:

  • 15% discount on selected WRewards items
  • Accepted worldwide (at 29 million merchants)
  • Can be used to withdraw cash at any Visa ATM
  • Up to 8 free additional cards (all contributing to WRewards vouchers)
  • Free basic travel insurance (if under 75) when buying an international ticket on your card

 

  • Balance Protection on the Woolies credit card
    • Pays outstanding balance on the card (if not in arrears) in the event of cardholders’ death or disability or critical illness diagnosis
    • Pays instalments for up to 12 months if the cardholder is retrenched (starting from the day of retrenchment)

 

  • Electronic statements received monthly
  • Ability to pay for fuel – get 1% back in WRewards vouchers and no transaction fees as well as 55 days interest-free.
  • Access to the budget facility – choose your repayment period for large purchases over R300 from 6 to 60 months
  • Lost Card Protection – covering you against fraud on your card (if notified within 24 hours of your card being stolen or lost)

 

To qualify for a Woolworths Credit card, you must:

  • Be at least 18 years old
  • Have a valid SA ID & proof of residence

 

Woolworths offers three credit cards, which each offer the following card-specific features:

Black Woolies Credit Card

Woolies Credit Card

(earn at least R41,666 per month)

  • Up to 3% back in WRewards vouchers on all Woolworths purchases
  • 1% back on all spend outside of Woolworths (excluding EFTs)
  • Free Taste magazines
  • Also, free coffee or tea at Woolworth’s coffee bars twice a month
  • Free online delivery when shopping at Woolworths.co.za
  • Insurance against theft and some accidental damage (90 days after the date of purchase)
  • Exclusive Black Credit card contact centre
  • Extended warranty – covered for double the manufacturer’s warranty (up to 24 months) if your purchase is stolen, damaged or needs repairs

 

  • Medical and Legal assistance when travelling for up to 90 days
    • Free medical services include provider referrals, telephonic advice and monitoring of a medical condition
    • Chargeable medical services include delivery of medical equipment or medicines, provision of a doctor and guarantee of hospital admission as well as the arrangement of
      • medical evacuation or transportation of remains
      • transportation to join a cardholder
      • return of children
    • Other free travel services include information on inoculations and visas as well as referrals for legal assistance or an interpreter

 

Woolworths Gold Credit Card

(earn at least R3000 per month)

  • Up to 2% back in WRewards vouchers on all Woolworths purchases
  • 75% back on all spend outside of Woolworths (excluding EFTs)
  • Medical and Legal assistance for cardholder and family when travelling for up to 90 days
  • Free medical services include provider referrals, telephonic advice and monitoring of a medical condition

 

  • Chargeable medical services include delivery of medical equipment or medicines, provision of a doctor and guarantee of hospital admission as well as the arrangement of:
    • medical evacuation or transportation of remains
    • transportation to join a cardholder
    • return of children

 

  • Other free travel services include information on inoculations and visas as well as referrals for legal assistance or an interpreter

 

Woolworths Silver Credit Card

(only available to existing customers)

  • Up to 1% back in WRewards vouchers on all Woolworths purchases
  • 5% back on all spend outside of Woolworths (excluding EFTs)

All info was correct at time of publishing