Is the Discovery card the best credit card in South Africa?

11th January 2017

Discovery has branded itself as a household name in South Africa. The credit card is offered as part of a wide range of financial services and is seen as the best credit card available on the market.

Here is a list of features and benefits offered with the best credit card

The best credit card

Shop and Earn. Clients are given up to 20% cash back when using their credit cards.

Travel Rewards. Up to 20% cash back when booking holidays with Contiki, World Leisure Holidays or Royal Caribbean International.

Discovery Miles. Earn miles on all qualifying purchases. You can use these rewards on shopping or travel costs, or you can convert them to Voyager Miles or Avios. With the Miles Multiplier feature, you can increase your rewards by up to 10 times at Healthy Living partner stores.

The Discovery Miles clients can shop online 24/7. Discovery has linked its shopping mall to more than 30 partners.

Health Wallet. Owners can apply for the Health Wallet plan which allows them to pay for daily medical needs.

Big Concert Deals. Credit Card holders enjoy exclusive deals, such as privileged bookings, to selected live Big Concerts.

The best credit card selection options

Gold Card

  • Applicants must earn a minimum of R80 000 annually
  • Monthly service and credit facility fees cost R49
  • Linking other Discovery Cards to the account costs R25 a month

 

Platinum Card

  • Applicants must earn a minimum of R350 000 annually
  • Monthly service and credit facility fees cost R75
  • Linking other Discovery Cards to the account costs R25 a month

 

Other Platinum Card Benefits

  • 24/7 access to Discovery’s Platinum Call Centre at 086 011 7528
  •  Automatically extend warranties on purchases from retailers or manufacturers for up to 24 months
  • Short-term theft and accidental damage on purchases
  • Up to 55 days interest-free credit
  • Free travel insurance
  • Monthly email statements are free
  • SMS alerts for all purchases over R100 are not charged

Another great offer – use Motor Card for fuel and motor related expenses.

Roadside Assistance. Towing, courtesy transport, hotel and car rental expenses.

Emergency Assistance. Repair flat batteries and tyres at either roadside or non-roadside locations. Locksmith call-outs offer free labour for one hour, and when running out of fuel you get 10 litres up to a maximum of twice yearly.

All info was correct at time of publishing